Category Archives: ALC International Health Insurance News

ALC Health Director Chairs 8th Asia Health Insurance Conference, Singapore

AWAALC Health director Andrew Apps will be jetting off this month to chair the Health Insurance Asia Conference in Singapore (17-20 June) www.healthinsurance-asia.com/speakers

After Japan, China has the second highest number of high net worth (HNW) individuals in Southeast Asia, with Forbes magazine naming 162 Chinese nationals breaking the billion dollar mark in its Forbes Billionaries 2014 list. Affluence is causing yet more population migration which is placing pressure on the medical services.

Cities with the worst air pollutioncity air quality

Air PollutionThe levels of air pollution in many of the world’s cities fail to meet the World Health Organisation’s safe guidelines, according to the urban air quality database. Air pollution which exceeds recommended guidelines puts people at risk of respiratory disease and other health problems.

According to the report, issued this week, only 12 percent of people living in the cities which measure air pollution are breathing air which meets the quality guidelines. About half of the urban population being monitored by WHO is exposed to urban air pollution which exceeds the recommended levels by at least 2.5 times.

WHO’s urban air quality database covers 1,600 cities across 91 countries – 500 more cities than the previous database (2011), revealing that more cities worldwide are monitoring outdoor air quality, reflecting growing recognition of air pollution’s health risks.

In cities where there is sufficient data to compare pollution levels today with those from previous years the situation is getting worse. WHO attributes this to many factors, but highlights fossil fuel use, dependence on private transport, insufficient energy use in buildings, and the use of biomass for cooking and heating.

The countries with the highest annual mean levels of PM2.5 (fine particles with a diameter of less than 2.5 micrometres) are Pakistan, Qatar, Afghanistan, Bangladesh, and Iran. However, half the 20 cities in the world with the highest PM2.5 levels are found in India. Delhi has the highest levels, 153 micrograms per cubic metre (ug/m3), in the world. This is six times the WHO “safe” level of 25 ug/m3.

Surprisingly, no Chinese cities ranked in the top 20 worst cities. Beijing, often in the news for its bad air quality, reported 56 ug/m3 and Chinese politicians have this year declared a “war upon pollution” write expathealth.org

In April 2014 WHO estimated that outdoor pollution was responsible for the deaths of some 3.7 million people under the age of 60 in 2012. The Organisation also highlighted outdoor and indoor air pollution as one of the biggest combined health risks worldwide.

The report notes that individual cities can take local action to improve air quality and thus go against regional trends. And good air quality can go hand in hand with economic development, as indicated by some major cities in Latin America which meet, or approach, the WHO air quality guidelines.

Chikungunya Fever outbreak in the Caribbean

2612506038_9c5c4c9833_mDisease control officials in the Western Hemisphere are on edge about a rising outbreak of chikungunya fever, a brutal mosquito-borne illness that is nearing epidemic status in the Caribbean.

For decades, chikungunya outbreaks were confined to Africa, Asia, Europe, and the Indian and Pacific Oceans. However, in December, it was confirmed for the first time on several Caribbean Islands. The Centers for Disease Control has warned that there is a risk that the disease will be transported to new areas by infected travelers. So, travelers, we need you to pay attention and take steps to protect yourself.

Trust us – you don’t want to contract this disease. People infected with chikungunya fever can suffer from severe pain, high fever, headache, nausea, vomiting and rash. Right, it’s no fun. The name is derived from an East African word for “that which bends,” which is a reference to the contorted posture the infected often take on because of the intense pain they suffer from.

Travelers should protect themselves by taking steps to prevent mosquito bites. This means using insect repellent, wearing long sleeves and pants, and staying in places with air conditioning or that use window and door screens.

This is a situation that bears monitoring, so as we always advise, please pay attention to the news, particularly if you’re traveling to the Caribbean

source : the healthytravelblog.com

New benefits added to ALC Prima Healthcare plans

Bubble Strip ClearOver the past few months we have been listening carefully to what you have been saying about how we might add further value to our international medical insurance plans, so from the 1st June we will be introducing either new cover or increasing existing benefits across our Prima Healthcare plans. To find out more, contact your nearest ALC Health sales centre.

Save money, Buy before 1st June

Family (1)With our annual premium review approaching, now is the time to save money by arranging for your new international medical insurance with ALC Health to start before our rates increase on 1st June.

Choose from our range of flexible plans, each offering a range of comprehensive value-added benefits designed to give you more of what you want and less of what you don’t.

get your free quote here or contact ALC Health’s private client team at sales@alchealth.com or call us on +44 (0)1903 817970

Vote for ALC Health at the Health Insurance Awards

vote-buttonVoting for this year’s Health Insurance Provider Awards is now open … and we’d really like your vote

We’ve been working really hard over the past 12 months to make sure that ALC Health continues to be your preferred international medical insurance provider and so now is your chance to show whether we have done a good job by nominating us in this year’s Health Insurance Provider Awards.

Simply click on the Vote for ALC Health herered button and follow the voting instructions to cast your vote for ALC Health in the Best individual international PMI Provider and Best group international PMI Provider categories and make 2014 our year !

Thank you, your vote means a lot to us

Pollution compensation for expat workers

shutterstock_72778033Japanese electronics giant Panasonic has announced plans to pay expat workers in China a wage premium to compensate for dangerous air pollution. Thought to be a global first, Panasonic describes the payment as a “premium for expatriates to compensate for a difficult and sometimes harsh living environment.” writes expathealth.org

The air quality in many Chinese cities is routinely found to be at hazardous levels, something Panasonic, which operates several factories in the country, is taking into account for its expat workers. Chinese government statistics agree that air quality standards are well below internationally accepted levels in all but three of 74 major cities.

Panasonic declined to say how much the premium would be, or how many workers may be entitled to it. The move is part of wider deals reached in Japan’s annual labour talks, reported the Guardian.

Health risks

The air pollution in many Chinese cities regularly exceeds the World Health Organisation’s guidelines, particularly with regards to PM2.5 – small particles, or particulate matter, which can penetrate the lungs and are thought to cause thousands of premature deaths every year.

Levels of PM 2.5 regularly reach 400 micrograms per cubic metre in Beijing, much more than the WHO safe guideline of 25 micrograms. High levels of particulate matter have been linked to lung cancer, heart problems, and complications in pregnancy. As individuals are largely unable to control outdoor air pollution it is up to local and regional governments to implement changes to improve air quality.

Smoking bans cut asthma and premature births

imagesCAFPGMRHSmoking bans cut asthma and premature births by 10%, study says according to the BBC.

Laws banning smoking in public places have had a positive impact on child health, an international study in the Lancet suggests.

Researchers found a 10% reduction in premature births and severe childhood asthma attacks within a year of smoke-free laws being introduced.

A research team analysed 11 previous studies from North America and Europe.

The Royal College of Obstetricians and Gynaecologists said smoking bans benefitted adults and children. Read More >

We’re at the 8th Asia Health Insurance Conference

18th-19th June 2014, Singapore

This year’s Asia Health Insurance Conference is being held at the Grand Copthorne Waterfront Hotel in Singapore and will see ALC Health Director, Andrew Apps taking on the role of Conference Chairman as well as making a key note presentation on “providing innovative high-end insurance products to the region”.

As Asia’s comprehensive Health Insurance Strategy Conference, the event brings together senior executives from private insurance, government, providers and industry experts to discuss business potential in this important market.
If you are attending the conference, and would like to set up a meeting with Andrew, do let us know and we’ll arrange a time and place .

Stress Reducing Travel Destinations, our top six suggestions

Beach Scene (1)Some trips are designed for exploration. Others, for trying new things. And then there are the vacations where the main goal is to get a little rest and relaxation—and there’s nothing wrong with that.

So what are some of the best destinations for a stress-free trip?

Tuscany What’s more relaxing than kicking back in a villa in the countryside of Tuscany? Although you won’t have others catering to your every need, this is the perfect option if you’re looking to reduce stress and explore the beautiful nearby towns on your own time. Enjoy the stunning rustic landscapes, a glass of delicious wine (it is Italy, after all!), and a break from whatever has you stressed.

Cambodia Visit the most remote parts of Cambodia and stay in an overwater bungalow along a peaceful river or a small island off the southern coast of the country. Enjoy an all-inclusive resort experience at Song Saa Private Island, take a swim in your own private pool, or stroll through one of the many gardens on the property. Or, stay at 4 Rivers Floating Lodge where you can relax, visit nearby villages, or take a tour of the jungle.

Vietnam Known as one of the safest and most beautiful destinations in the world, Vietnam is a great spot for either hiking through local forests or chilling on the beach. Take a boat tour of the ancient ruins at Hoi An, or spend a few days at a beachside resort on the island of Phu Quoc. It also doesn’t hurt that they have a gorgeous spa.

Belize The perfect destination for beach bums, Belize offers tons of aquatic trips and activities from which to choose. Visit one of the many cayes nearby, go snorkeling, or tan on the white sandy beaches in Queen Cays. Or if you’re feeling adventurous, check out the ancient Mayan ruins.

Western Australia You won’t find any tourist traps on Rottnest Island. In fact, you probably won’t find any cars either. Instead, locals or visitors get around via bicycle or spend their days peacefully on one of the many gorgeous beaches.

Iceland A relaxing trip doesn’t have to mean “tropical location.” Iceland is a peaceful, stunning destination that features both a beautiful countryside and a vibrant city in Reykjavik. Or, visit the Blue Lagoon geothermal spa, which people flock to for a dip in the naturally heated waters.

Reproduced with kind permission of the healthytravelblog.com